Can you use 2 dental plans for braces?

anonym
  • I was wondering, is it possible to use 2 dental plans to cover the cost of braces? My moms dental plan covers 50% of the cost, and my dads dental plan covers 50% of the cost, the 2 plans are from different companies.

    I live in Canada and I am 15 years old

    If I can only use 1 plan, is there any other way to lower the cost of braces? I don't think my parents can afford them right now, though im not sure.


  • Probably not. Since they both pay 50%, that would be the maximum benefit allowed. The 2nd insurance will probably only cover the amount up to the maximum benefit allowed. Since the primary already covered 50%, the secondary would not pay anything on the balance. The only way to lower the cost is to shop around and get prices. If you have a PPO dental plan, make sure you follow the rules to maximize the coverage by using an in network dentist.







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